
	Don't forget to factor in closing costs when considering a home sale or purchase. Southwestern Realty is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 520-940-0614 if your needs include a professional REALTOR^® ready for the business side of buying and selling.

Closing costs you should expect

There are certain ordinary fees related to closing the sale of a house. These fees are often split between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Arizona to help lead you through the process.

Closing costs that are tied to your mortgage (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your sale, not only will I work to get the highest sales price, but I'll also advocate for lower closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you are informed of exactly what you're paying for.

Buyers: When purchasing a home in Pima County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not stunned when you arrive at the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that seem unusual.